Z-Wave Smart Home Blog

Lower your homeowner's insurance with an investment in Z-Wave smart home gear

Lower your homeowner's insurance with an investment in Z-Wave smart home gear

You might already know ways that a Z-Wave smart home system can save you money: smart thermostats that only heat and cool your home when it needs it; smart dimmers that reduce the energy consumption of your lights (saving on monthly utility bills and replacement costs); smart plugs that shut off completely when they aren't needed. But did you know that Z-Wave technology could also potentially reduce the amount of money you're spending on homeowner's insurance premiums?

Not every application of smart home tech will qualify – they probably don't care if you're using smart speakers to play music for your guests. But if you're using Z-Wave technology to create a safer and more secure home environment, chances are that many of them will take that into consideration.

The most obvious examples are things like the Fortrezz Wireless Water Shut Off Valve, which—when combined with a good floor/water sensor—can literally prevent burst pipes from flooding your home. Given that water damage is one of the most common home insurance claims, it makes sense that most providers will cut you a break for being proactive in preventing such damage.

Another no-brainer is ADT Pulse—a professionally installed and monitored home security system that also serves double duty as the centerpiece of a complete Z-Wave smart home system. Since virtually all homeowner's insurance policies give discounts for security systems, an investment there will payback when you write that insurance check or in your monthly mortgage payment.

But if you've added enhanced monitoring and control capabilities to your home (whether your hub is ADT Pulse or a DIY system like SmartThings), you should definitely check with your local agent to see what other discounts you may be eligible for.

With most providers, the benefits offered vary from state to state, but companies like Travelers offer discounts for "Smart or connected home technology which alerts the customer that a fire or burglar event is occurring." And State Farm will work with you to reduce your premiums if you have one of a number of "qualified home monitoring and automation systems."

Given that smart home technology isn't ubiquitous yet, you may have to explain your smart home enhancements to your local agent and make the case for why they qualify you for a discount, and it never hurts to go in armed with info such as that listed above from your own provider's website. The money you could save could go a long way – and before long, your smart home will have paid for itself.


SmartThings, ADT Pulse, Smart Flood sensors, home security, home safety, Z-Wave, smart home

Smarten Up Your Home for Home Safety Month

Smarten Up Your Home for Home Safety Month

For many, home safety and security are intertwined. Seeking peace of mind, homeowners often look for smart home solutions that protect not only their most cherished valuables, but also the home itself and everyone in it.

The Renter's Guide to a Z-Wave Smart Home

The Renter's Guide to a Z-Wave Smart Home

With renting comes a lot of different considerations – you're generally restricted to what you can install or add to walls, and switching out installed items like a thermostat is usually frowned upon. So how do renters install a Z-Wave smart home with tech that they can bring with them after they move? We have a few solutions.

ADT Makes Your Smart Home a Safe Home

GoControl Z Wave AD NSC

Make Your Smart Home Pet Friendly

Make Your Smart Home Pet Friendly

Anyone who's ever lived with a pet knows that they're creatures of habit. And really, smart home technology is really just way of teaching your own house a few good habits of its own.

Smart Home and Home Automation: What's The Difference?

Smart Home and Home Automation: What's The Difference?

Oftentimes you'll see the terms "smart home" and "home automation" used interchangeably, which may lead you to wonder why there are so many terms for the same concept

Linear - Z-Wave 3-Way Wall Mount Dimmer

GE Z-Wave - On/Off Switch

School vacation? Let Z-Wave babysit the kids.

School vacation? Let Z-Wave babysit the kids.

Gearing up for school or summer vacation for the kids can be a source of stress for some parents. You may be worried about leaving the kids home alone during the workday – but did you know that a smart home system powered by Z-Wave is just the answer to put your mind at ease?

3 Smart Home Projects to Work on This Spring

3 Smart Home Projects to Work on This Spring

Whether it's the inside or outside of your home that could use some fine tuning, we have a smart home project using Z-Wave tech for you. Check out these 3 projects that you can do over the weekend without spending a ton of time or money.

Become an Awesome Neighbor with Smart Home Technology


Instead, just use smart locks to give them a virtual key, and to give a virtual key to baby sitters, dog walkers, and temporary guests. You don't need to ask your neighbor to water your lawn while you're out of town, or to check to see if you closed the garage door and turned off the lights. You can monitor your lawn watering, and the status of your doors and lights, with your smartphone or tablet.

Amazon Echo: So Much More Than a Smart Speaker


This is a connected home experience. This (Amazon Echo) is a product that gives you the smart home experience you didn't know you wanted.

7 Inexpensive Gadgets to Make Your Home Feel Futuristic


What will really set you apart from your neighbors is installing a system that comes complete with an accompanying mobile app. The GE Z-Wave Wireless Lighting Control Outdoor Module does exactly that. When guests are leaving, you can wow them with a simple tap on your smart device.

Smart childproofing: How I created a safer home with smart home tech

BabyCenter.com Blog

When my son was five, I overheard him plotting with the girl next door to sneak out and meet up for a play date—after my husband and I were asleep. That was the day I decided to get a smart home security system.

What's New

Smarthome 101: How to make your home smarter


We hear an awful lot about smart homes these days. We know about smartphones, smart watches, smart appliances, smart cars, and more. As these separate devices converge around the places we're in the most, the internet of things rises up around us.

Smart home features that families want in their next home


Smart technology is about learning and customization, and that's what smart thermostats are beginning to offer. Smart lighting features provide homeowners with elegance, ambience and energy efficiency.

A Glance at Top Trends in Smart Home Technology

Security Sales & Integration

Home technology is always moving, always improving, always promising to provide ease and convenience to our lives. So what sort of innovations stand to make a big impact? Here are 10 developments you'll want to keep an eye on.

Week 2: Paul's Smart Home Diary


For while this diary is going to be all about the latest and greatest smart home tech – an area I consider myself at least mildly authoritative on – getting that tech connected and playing nicely is a different beast entirely.