Z-Wave Smart Home Blog

Lower your homeowner's insurance with an investment in Z-Wave smart home gear

Lower your homeowner's insurance with an investment in Z-Wave smart home gear

You might already know ways that a Z-Wave smart home system can save you money: smart thermostats that only heat and cool your home when it needs it; smart dimmers that reduce the energy consumption of your lights (saving on monthly utility bills and replacement costs); smart plugs that shut off completely when they aren't needed. But did you know that Z-Wave technology could also potentially reduce the amount of money you're spending on homeowner's insurance premiums?

Not every application of smart home tech will qualify – they probably don't care if you're using smart speakers to play music for your guests. But if you're using Z-Wave technology to create a safer and more secure home environment, chances are that many of them will take that into consideration.

The most obvious examples are things like the Fortrezz Wireless Water Shut Off Valve, which—when combined with a good floor/water sensor—can literally prevent burst pipes from flooding your home. Given that water damage is one of the most common home insurance claims, it makes sense that most providers will cut you a break for being proactive in preventing such damage.

Another no-brainer is ADT Pulse—a professionally installed and monitored home security system that also serves double duty as the centerpiece of a complete Z-Wave smart home system. Since virtually all homeowner's insurance policies give discounts for security systems, an investment there will payback when you write that insurance check or in your monthly mortgage payment.

But if you've added enhanced monitoring and control capabilities to your home (whether your hub is ADT Pulse or a DIY system like SmartThings), you should definitely check with your local agent to see what other discounts you may be eligible for.

With most providers, the benefits offered vary from state to state, but companies like Travelers offer discounts for "Smart or connected home technology which alerts the customer that a fire or burglar event is occurring." And State Farm will work with you to reduce your premiums if you have one of a number of "qualified home monitoring and automation systems."

Given that smart home technology isn't ubiquitous yet, you may have to explain your smart home enhancements to your local agent and make the case for why they qualify you for a discount, and it never hurts to go in armed with info such as that listed above from your own provider's website. The money you could save could go a long way – and before long, your smart home will have paid for itself.

Tags

SmartThings, ADT Pulse, Smart Flood sensors, home security, home safety, Z-Wave, smart home





Master the Elements with Your Z-Wave Smart Home

Master the Elements with Your Z-Wave Smart Home

Some of the most popular and sought after items for homeowners are things that protect and keep a home safe. Whether it's preventing burglaries and unwanted intruders or making sure your home is protected from the elements, these purchases are among the most important you can make for your family. But what about protecting your home from the elements?

Let Your Smart Home Whip You Into Shape

Let Your Smart Home Whip You Into Shape

If you're at all familiar with smart home technology, you're probably aware of some of the benefits: the enhanced comfort and energy savings, the increased security, the undeniable convenience. But did you know that a smart home can also improve your health and help you get in shape?

Dawn Of The Smart Home - Vivint

Enroll A Z-Wave Device Using The Nexia App




A Neat Way To Do More With Your Z-Wave Alarm Siren

A Neat Way To Do More With Your Z-Wave Alarm Siren

Z-Wave alarm sirens are incredibly versatile – the sky is the limit for what you can do with them. Standard alarms have one sound setting: loud and annoying. So what can you do with your siren in the meantime? Try hooking it up with Z-Wave sensors!

How Smart Home Tech Has Changed Home Security

How Smart Home Tech Has Changed Home Security

In recent years, smart home technology has radically transformed the home security landscape, with numerous changes and developments over the years. To understand the impact of smart home on the security space, it helps to take a closer look at what security systems looked like before and after the onset of smart home tech.

Linear - Z-Wave 3-Way Wall Mount Dimmer

FIBARO Home Automation System




Make Your Yard Awesome & Automatic with these Z-Wave tricks

Make Your Yard Awesome & Automatic with these Z-Wave tricks

By integrating Z-Wave devices throughout your home and yard, you can have smart home products from a variety of manufacturers all work together to make your grass greener and your outdoor space worry-free.

The Who, What and Why of Z-Wave

The Who, What and Why of Z-Wave

If you're one of the roughly 50% of homeowners looking to add smart home technology to your home in the coming year, chances are good that you've either put a lot of thought and planning into your purchases, or you're absolutely daunted by the staggering number of options. It isn't always easy to know unless you look for the Z-Wave logo.

7 Ways to Prepare Your Smart Home for the Winter Months

Electronic House

Here are 7 things homeowners should consider as they prepare for seasonal adjustments to optimize home performance.

It may look retro, but this Airstream is probably smarter than your house

Digital Trends

One benefit of a connected home is that it should (asuming the system is working) let you know when there's a problem, even if you're not there. It's one reason those with vacation homes are installing smart leak detectors, Wi-Fi-enabled cameras, and so on. And just because your second home is on wheels, it doesn't mean having devices that keep an eye on things is any less helpful.

Smart Homes Keep Getting Smarter

Miami Herald

As this high-tech world we live in continues to bring new advancements to the market, more and more home buyers are also searching for a home that is smart.

7 Inexpensive Gadgets to Make Your Home Feel Futuristic

MakeUseOf

What will really set you apart from your neighbors is installing a system that comes complete with an accompanying mobile app. The GE Z-Wave Wireless Lighting Control Outdoor Module does exactly that. When guests are leaving, you can wow them with a simple tap on your smart device.

What's New

Week 2: Paul's Smart Home Diary

Wareable

For while this diary is going to be all about the latest and greatest smart home tech – an area I consider myself at least mildly authoritative on – getting that tech connected and playing nicely is a different beast entirely.

Get Smart With Stacey: How Do I Set Up Automatic Blinds?

PC Mag

I have Somfy motorized blinds, and I ended up buying a Z-wave controller that translates Somfy's proprietary protocol to Z-wave so I could control it with the Echo, $179.99 at Amazon using a hub like SmartThings or Wink, $60.28 at Amazon for voice control.

Decorate Your Home With These 7 Stylish Security Cameras

MakeUseOf

With live and recorded video, instant mobile alerts, Z-Wave home automation and an extensive list of environmental sensors, Piper nv is an excellent choice for a home or office.

4 Smart Home Technologies That Can Reduce Your Electricity Bills

Electronic House

Thankfully, smart home technologies can help with the turning off of lights, as well as other habits that can drive up your energy bills.