Z-Wave Smart Home Blog

Lower your homeowner's insurance with an investment in Z-Wave smart home gear

Lower your homeowner's insurance with an investment in Z-Wave smart home gear

You might already know ways that a Z-Wave smart home system can save you money: smart thermostats that only heat and cool your home when it needs it; smart dimmers that reduce the energy consumption of your lights (saving on monthly utility bills and replacement costs); smart plugs that shut off completely when they aren't needed. But did you know that Z-Wave technology could also potentially reduce the amount of money you're spending on homeowner's insurance premiums?

Not every application of smart home tech will qualify – they probably don't care if you're using smart speakers to play music for your guests. But if you're using Z-Wave technology to create a safer and more secure home environment, chances are that many of them will take that into consideration.

The most obvious examples are things like the Fortrezz Wireless Water Shut Off Valve, which—when combined with a good floor/water sensor—can literally prevent burst pipes from flooding your home. Given that water damage is one of the most common home insurance claims, it makes sense that most providers will cut you a break for being proactive in preventing such damage.

Another no-brainer is ADT Pulse—a professionally installed and monitored home security system that also serves double duty as the centerpiece of a complete Z-Wave smart home system. Since virtually all homeowner's insurance policies give discounts for security systems, an investment there will payback when you write that insurance check or in your monthly mortgage payment.

But if you've added enhanced monitoring and control capabilities to your home (whether your hub is ADT Pulse or a DIY system like SmartThings), you should definitely check with your local agent to see what other discounts you may be eligible for.

With most providers, the benefits offered vary from state to state, but companies like Travelers offer discounts for "Smart or connected home technology which alerts the customer that a fire or burglar event is occurring." And State Farm will work with you to reduce your premiums if you have one of a number of "qualified home monitoring and automation systems."

Given that smart home technology isn't ubiquitous yet, you may have to explain your smart home enhancements to your local agent and make the case for why they qualify you for a discount, and it never hurts to go in armed with info such as that listed above from your own provider's website. The money you could save could go a long way – and before long, your smart home will have paid for itself.


SmartThings, ADT Pulse, Smart Flood sensors, home security, home safety, Z-Wave, smart home

Summer's here! Throw a party with ease with Z-Wave

Summer's here! Throw a party with ease with Z-Wave

Smart home gear is all about convenience. It saves you time and money and keeps you safe – but it's summer! Time to kick back and relax. So let smart home tech help you do that for all your outdoor entertaining.

The Ultimate in Garage Tech

The Ultimate in Garage Tech

Garages, along with the cars inside them, used to be a status symbol, but these days, if all you've got are 3 walls, a door and a place to house your car, it's not that impressive. To make it more than merely an Airbnb for your Prius—it needs to be smart! Of course, adding smart home control to your garage can be as simple or as sophisticated as you want it to be.

GE Z-Wave Quick Overview by Jasco

GE Z-Wave - On/Off Switch

Tips for Staying Safe by Getting Smart for Hurricane Season

Tips for Staying Safe by Getting Smart for Hurricane Season

Though the North Atlantic hurricane season officially kicks off on June 1 every year, the threat of tropical weather really starts to kick into high gear in August and September. So if you live anywhere near the coastal regions likely to be struck by a severe weather, it pays to be extra prepared this time of year.

These 3 Devices Are All You Need to Start a Smart Home

These 3 Devices Are All You Need to Start a Smart Home

Many times people hear the words "smart home" and imagine something super cool, but also extremely expensive! Fortunately, only the former is true.

ADT Makes Your Smart Home a Safe Home

Digital Life Virtual Smart Home - AT&T

Building Your Smart Home on a Small, Medium & Large Budget

Building Your Smart Home on a Small, Medium & Large Budget

How much does smart home technology cost? It's not an easy question to answer. It's not as if you can walk into your local big box store and ask for a medium-sized lighting system with a side order of climate control.

Top Tips to Getting Started with a Z-Wave Smart Home

Top Tips to Getting Started with a Z-Wave Smart Home

This month we're going back to basics with Josh from ZWaveZone.com, an awesome resource for everything Z-Wave home automation related. If you're new to the world of smart home, you may be wondering where to start and how using Z-Wave can benefit you and your home. Josh offers his top tips and tricks to getting started with a Z-Wave home and products he loves.

Best home security smart cameras that work with iPhones


The Piper NV ticks a lot of boxes and goes beyond a lot of the other offerings out there. The app also works with Z-Wave devices. That means if you have any other Z-Wave smart home devices, like plug sockets or smart lights, you can control them all through your Piper app too.

Will Smart Homes Become as Common as Smartphones by 2025?


Americans expect homes will have at least one piece of smart home tech in them within 10 years, with smart homes being as commonplace as smartphones by 2025, according to a recent study underwritten by Intel. And that prevalence of smart tech is expected to come with some big benefits.

Three of the Best Uses for Smart Home Technology

House O Matic

Smart home technology is still shiny and new, and people are adapting to it more and more every day.

How to Have the Smartest Door on the Block

DIY Network

Yale Real Living Assure Locks – "Unlike other models, the products feature Z-Wave and ZigBee connectivity, not Bluetooth or Wi-Fi."

What's New

A Glance at Top Trends in Smart Home Technology

Security Sales & Integration

Home technology is always moving, always improving, always promising to provide ease and convenience to our lives. So what sort of innovations stand to make a big impact? Here are 10 developments you'll want to keep an eye on.

3 Practical Benefits of Turning Your Ordinary Home into a Smart Home

Realty Today

It is good to realize that a smart home is not just mere product of a person whims and caprices. Like your smart phones and watches, a smart home may also serve you beyond convenience. And here below are some of the benefits of turning your home into a smart home.

7 Inexpensive Gadgets to Make Your Home Feel Futuristic


What will really set you apart from your neighbors is installing a system that comes complete with an accompanying mobile app. The GE Z-Wave Wireless Lighting Control Outdoor Module does exactly that. When guests are leaving, you can wow them with a simple tap on your smart device.

How IoT & Smart Home Automation Will Change the Way We Live

Business Insider

Smart homes filled with connected products are loaded with possibilities to make our lives easier, more convenient, and more comfortable.