You might already know ways that a Z-Wave smart home system can save you money: smart thermostats that only heat and cool your home when it needs it; smart dimmers that reduce the energy consumption of your lights (saving on monthly utility bills and replacement costs); smart plugs that shut off completely when they aren't needed. But did you know that Z-Wave technology could also potentially reduce the amount of money you're spending on homeowner's insurance premiums?
Not every application of smart home tech will qualify – they probably don't care if you're using smart speakers to play music for your guests. But if you're using Z-Wave technology to create a safer and more secure home environment, chances are that many of them will take that into consideration.
The most obvious examples are things like the Fortrezz Wireless Water Shut Off Valve, which—when combined with a good floor/water sensor—can literally prevent burst pipes from flooding your home. Given that water damage is one of the most common home insurance claims, it makes sense that most providers will cut you a break for being proactive in preventing such damage.
Another no-brainer is ADT Pulse—a professionally installed and monitored home security system that also serves double duty as the centerpiece of a complete Z-Wave smart home system. Since virtually all homeowner's insurance policies give discounts for security systems, an investment there will payback when you write that insurance check or in your monthly mortgage payment.
But if you've added enhanced monitoring and control capabilities to your home (whether your hub is ADT Pulse or a DIY system like SmartThings), you should definitely check with your local agent to see what other discounts you may be eligible for.
With most providers, the benefits offered vary from state to state, but companies like Travelers offer discounts for "Smart or connected home technology which alerts the customer that a fire or burglar event is occurring." And State Farm will work with you to reduce your premiums if you have one of a number of "qualified home monitoring and automation systems."
Given that smart home technology isn't ubiquitous yet, you may have to explain your smart home enhancements to your local agent and make the case for why they qualify you for a discount, and it never hurts to go in armed with info such as that listed above from your own provider's website. The money you could save could go a long way – and before long, your smart home will have paid for itself.
SmartThings, ADT Pulse, Smart Flood sensors, home security, home safety, Z-Wave, smart home
Many times people hear the words "smart home" and imagine something super cool, but also extremely expensive! Fortunately, only the former is true.
Whether you're a techie or not you've likely heard of CES, the largest consumer electronics show in the world. CES is the place where companies come to launch their newest gadgets and gear
GE Z-Wave - On/Off Switch
CES 2016 LG – Smart Home
Smart homes are slowly making their way into the mainstream, with more and more people wanting to raise the IQ of their house. But what about those already in the know? Are there any benefits to being an early adopter beyond those bragging rights? We break down 5 reasons why you should be amongst those getting a head start on their smart homes
Everyone wants their home to be safer and easier to manage – but the many benefits of smart home tech appeal to different people. With the upcoming Father's Day holiday this weekend, we thought we'd look at some ways that a smart home makes dad's life easier
GE Z-Wave Quick Overview by Jasco
Nexia Home Intelligence Overview
Looking to save money? Before you think about cutting back on dinners out or skimping on your next family vacation, you may want to look right inside your own home to discover where you may be wasting resources—and consequently, money. For instance, electricity powers dozens of machines in our homes
Spring is here, and that has all of us feeling a lot greener. After all, it's hard not to think at least a little bit about the environment when you've just watched nature call forth all of her bud-tipped bounty! Green devices offer plenty of ways to celebrate the springtime renewal from the safety of the porch—while cutting the Earth a break at the same time.
Americans expect homes will have at least one piece of smart home tech in them within 10 years, with smart homes being as commonplace as smartphones by 2025, according to a recent study underwritten by Intel. And that prevalence of smart tech is expected to come with some big benefits.
ZigBee and Z-Wave are the two wireless protocols that pretty much all hub-based smarthome products use. There are a small handful of smarthome accessory makers that use their own standard (like Insteon, for instance), but ZigBee and Z-Wave are the two biggest open protocols out there.
The traditional American front porch isn't just a timeless scene. It's also a functional part of your home, where safety, security and convenience are paramount. A few subtle 21st century additions can really enhance your porch, making it an even more enjoyable area to use.
Smart technology is about learning and customization, and that's what smart thermostats are beginning to offer. Smart lighting features provide homeowners with elegance, ambience and energy efficiency.
We hear an awful lot about smart homes these days. We know about smartphones, smart watches, smart appliances, smart cars, and more. As these separate devices converge around the places we're in the most, the internet of things rises up around us.
Smart homes filled with connected products are loaded with possibilities to make our lives easier, more convenient, and more comfortable.
And while home security systems were once complicated and a bit vexing, newer technologies have made them simple and even smarter.
Of all the different types of smart home products — lights, thermostats and cameras, to name a few — smart door locks are among the most popular. Going beyond the simple key, these locks can be operated using your smartphone, and can be connected to a larger smart home system to make your life easier.